XRP’s Meteoric Rise: Outshining Corporate Giants with a 500% Surge

In a stunning display of growth, XRP, the third-largest cryptocurrency, has not only shattered its previous records but also surpassed the market capitalization of established corporate behemoths like McDonald's and American Express. As of August 2025, XRP's value has skyrocketed by 500% since July 2024, reaching an all-time high of $3.65. This remarkable rally has propelled its market cap to an impressive $215 billion, a feat that underscores the increasing dominance of digital assets in the global financial landscape. The surge has been attributed to a combination of regulatory clarity and favorable market conditions, with the SEC's classification of XRP as a non-security playing a pivotal role. Meanwhile, McDonald's, a traditional corporate giant, has faced significant financial setbacks, including a $7 billion revenue loss due to pro-Palestinian boycotts. This juxtaposition highlights the shifting tides in investor confidence and the growing allure of cryptocurrencies like XRP. As the digital asset continues to gain momentum, its future appears brighter than ever, with potential resolutions to ongoing lawsuits further fueling Optimism among investors.

XRP Beats the Big Mac: Third-largest Crypto Surpasses McDonald’s Value

XRP has surged 500% since July 2024, reaching a record high of $3.65 as its market capitalization eclipsed $215 billion—outpacing corporate giants like McDonald’s and American Express. The fast-food chain had already faced a $7 billion revenue hit from pro-Palestinian boycotts over its stance on Israel.

Regulatory tailwinds fueled the rally. The SEC’s classification of XRP as a non-security and upcoming lawsuit resolution in 2025 bolstered institutional confidence. Congressional passage of the GENIUS and CLARITY Acts further legitimized crypto assets, while ProShares’ XRP ETF debut provided regulated exposure to mainstream investors.

Whale accumulation and technical breakout momentum compounded gains. The token’s 90% ascent since April reflects growing adoption alongside Bitcoin and ethereum as digital assets cement their role in global finance.

Fact Check: SWIFT and Ripple XRP Partnership Claims Debunked

Rumors of a formal partnership between SWIFT and Ripple to utilize XRP for cross-border payments have been circulating widely, fueled by social media hype and unverified claims. The speculation suggested an imminent $650 trillion flow through the XRP Ledger and a massive token burn within 72 hours. However, no official confirmation from SWIFT or Ripple supports these assertions.

While SWIFT has explored potential integrations with Ripple's technology, including XRP as a liquidity bridge, no finalized agreement exists. The viral claims appear to stem from misinterpretations or exaggerated headlines, lacking substantive evidence. Market participants should exercise caution amid such unfounded speculation.

Ripple’s National Trust Bank Charter Could Get Fast-Tracked—If the Fed Wants It, Says Analyst

The U.S. banking system is undergoing a quiet transformation through the EGRPRA review, a decennial regulatory overhaul that could redefine financial services in the digital age. Ripple stands at the forefront with its application for a national trust bank charter, which WOULD enable blockchain-based operations without traditional banking functions.

Legal experts highlight Section 12 CFR § 262.3 as a potential fast-track mechanism for Ripple's application, allowing the Federal Reserve to bypass standard 90-day review periods. The outcome could establish new precedents for stablecoin reserves, tokenized asset settlement, and smart contract execution.

XRP Breaks Eight-Year High as Regulatory Clarity and Institutional Adoption Fuel Rally

XRP surged 4% to $3.51, shattering a six-year symmetrical triangle pattern amid bullish technical and fundamental developments. The cryptocurrency now eyes a measured move toward $6.03—a 75% upside potential from current levels.

Regulatory headwinds eased as Congress advanced the GENIUS and CLARITY Acts, providing legal framework clarity that removes uncertainty around XRP's security classification. Institutional adoption gained momentum with ProShares launching the first XRP futures ETF.

Market technicians note the breakout requires confirmation with a close above the eight-year high of $3.66. Wall Street analysts have begun issuing $6 price targets, though late-session institutional selling suggests potential near-term consolidation.

FindMining Launches XRP Automated Cloud Mining Service

FindMining has introduced an automated cloud mining service for XRP, targeting global users seeking passive income opportunities with minimal barriers. The platform allows users to convert XRP holdings into mining power without technical expertise or hardware investments.

Ripple's accelerating global expansion has positioned XRP as a Core asset for cross-border payments and institutional finance. FindMining's solution offers daily automated payouts, leveraging cold wallet storage and third-party audits to address security concerns.

The service reflects growing demand for yield-generating crypto products as static holdings become less viable for wealth creation. By eliminating mining infrastructure requirements, the platform potentially democratizes access to XRP network rewards.

Ripple SEC Case Nears Conclusion as Judge Torres Approves Withdrawal Requests

Judge Analisa Torres has signed a memo endorsement allowing parties and witnesses to withdraw from the long-running Ripple vs SEC lawsuit. The approval initiates administrative procedures to conclude the case, including the removal of an investment banker declarant and their client from the court's docket.

Ripple CEO Brad Garlinghouse confirmed the company will drop its cross-appeal in the 2nd Circuit Court, though the firm faces a $125 million civil penalty and a four-year IPO ban. The SEC is expected to file a status report by August 15, with Ripple following suit to formally end its appeals.

Legal observers note the SEC typically requires 1-2 months to approve enforcement actions, suggesting a final resolution may still be months away. Market participants continue to speculate on potential price impacts for XRP, with some analysts projecting targets as high as $15 pending a favorable outcome.